We offer traditional, Roth, and SEP IRAs, as well as taxable retirement accounts. We advise on which combination may make the most sense for you based on the information you provide.
We do everything we can to help make rolling over easy. We’re here for you. For many providers, IRA transfers at Betterment are automated and can be initiated in as little as 60 seconds. For other providers, we'll work with you to help complete the transfer.
We're here to help you roll over old 401(k)s and IRAs to help you make the most of your money.
We'll create a slightly more conservative portfolio, given that this is a short- to medium-term goal.
We're here to help you invest for your child's future.
We'll advise you on how much to save, what types of accounts to invest in, and an optimal risk level based on when you want to retire.
We're prepared, because our advice model factors in market downturns. We've also put guardrails in place to help prevent you from making decisions in the heat of the moment.
We have a goal for that. Often you don't have a specific reason to save but still want to grow your wealth over time. Allowing for flexibility, we'll provide allocation guidance according to the number of years you want to stay invested.
We start with your goal—the reason you're investing. Then, we make various recommendations: risk level, amount to invest, and type of account. This type of personalized strategy is called "goal-based investing," and research shows it improves outcomes by encouraging optimal behavior and more precise wealth management.